Roxanne had always been “good with money” or at least, that’s what everyone assumed. She paid her bills on time, contributed to family needs, and never seemed to lack. But one quiet evening, while reviewing her finances, she realised something unsettling: despite years of working, she had no real savings, no investments, and no clear financial plan. She had mastered survival, not wealth. And like many women, she had never truly been taught to talk about money openly, boldly, and strategically. That silence is more common than we admit. Across the world, women are earning, building, and contributing more than ever, yet conversations around money remain cautious, private, and often avoided altogether. According to recent global data, women still earn approximately 20 percent less than men on average, and in regions like Sub-Saharan Africa, the gap is even wider in informal sectors. Even more telling is that less than 30…

A recent survey has disclosed that fewer than half (45%) of women feel financially independent.

Contrarily, approximately 38% of women who do not assess themselves as financially independent, feel they cannot make their own life choices and decisions as a result of outstanding debts or dependence on a partner’s income.